Asset Reconstruction Company (India) Ltd. (Arcil) (Arcil-Trust-2026-005 / Jana Small Finance Bank Ltd.) regularly auctions non-performing loan assets across India under the SARFAESI Act — from residential flats and plots to commercial complexes, industrial units and hotels.
Register on the Asset Reconstruction Company (India) Ltd. (Arcil) (Arcil-Trust-2026-005 / Jana Small Finance Bank Ltd.) e-auction portal, deposit the EMD before the deadline, and submit your bid during the auction window. Full details are in each listing's auction notice.
Most public sector banks including Asset Reconstruction Company (India) Ltd. (Arcil) (Arcil-Trust-2026-005 / Jana Small Finance Bank Ltd.) provide home or commercial loans on their auctioned properties. Approval is typically faster because the bank already holds clean title records.
Yes — properties are sold via a bank-issued sale certificate registered under the SARFAESI Act. Verify possession status (physical vs symbolic) before bidding.